Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.

When you refinance, be prepared for costs that may be associated with the move, these will come at either the start or exit of your home loan.

The most important thing to look at is if refinancing will place you in a better position than you would be if you stuck with your current loan. I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set timeframe for both your current and proposed home loans.

Talk to me today if your financial situation changes or, you just want a better deal on your current home loan.