Home loan approvals were at their highest level in four years during November 2013, according to data from the Australian Bureau of Statistics (ABS).

New South Wales was helping to lead the charge, along with Queensland and Western Australia, according to Loan Market Director of Sales Mark De Martino.

"New South Wales has recovered nicely over the past two years, with consecutive month-on-month growth since January 2012," he said in a January 13 media release.

"The resource rich states of Queensland and Western Australia approved 15 per cent and 12 per cent more home loans that the same time last year. These numbers are certainly encouraging for the economy and specifically the property market."

Mr De Martino went on to say that low interest rates are helping to drive activity in the lending industry, and this is likely to continue for the foreseeable future.

However, even with rates near historic lows, it's important for you to find a loan that suits your needs. Simply locking in a low interest rate doesn't guarantee a loan that fits both your finances and your lifestyle.

In order to find the right housing finance, you should seek out an experienced mortgage professional who can provide assistance.

If you're looking for a mortgage broker in Double Bay or surrounding suburbs in the Sydney region, contact Daniel Pym and I'll help you find the loan you need.