A good investment loan can make property investment a much more enjoyable experience. Whether this is your first investment or one of many the structure can help ensure you are in control. Before investing it is important to understand the risks and benefits of property and how to maximise your cash flow.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
I can assist you in understanding the structure, provide you with loan options to suit your needs and objectives. Assist in getting the correct advice to ensure your tax benefits are maximised and covering the risks associated with rental properties. So if getting the maximum out of your investment is important to you it is time to take action and get an expert on your side.
"I found John very easy to deal with and he was willing to do what was necessary to get the job done. John is always at the end of the phone and willing to answer all my questions."Russell & Helen, Blackalls Park, NSW.
With the emergence of the Self Managed Super Fund (SMSF) market many people are looking at using your super to invest in property. This is a specialised area and through strategic partnerships we can arrange all the set up procedures required and obtain the right loan for this type of investment. The Australia Tax Office (ATO) and the Australian Securities and Investment Commission are monitoring these transactions closely so having a dedicated team to ensure your fund is compliant is very important.
Some of the payment options and loan types for your investment include:
- Making interest only repayments
- Paying your interest in advance
- Variable rate loans
- Fixed rate loans
- Line of credit loans
- SMSF loans
Talk to me today to find out how you can make good use of the loan features to maximise your benefits.